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For Financial Aid inquiries, contact 1.731.352.4059

Types of Financial Aid

Vocational Rehabilitation Grants

Grants are made through the State Department of Human Services Offices. Contact your county's local Division of Vocational Rehabilitation Services for more information.

Workforce Investment Act Grant
Grants are for recently unemployed adult students. If interested, contact the local Department of Employment Services in your county for more information.

Signature Student Loans
Loans are available to students who don't have enough financial aid assistance to cover all their costs. Approval is based on credit worthiness. Students may borrow up to the cost of education at an institution minus any other financial aid. The interest rate is variable based on a student's credit rating. Payments on the loan amount begin six months after completing the program, withdrawing, or dropping below half-time status.

Employee Reimbursement
Many employers offer tuition reimbursement for employees attending college. Contact your employer's Human Resource Department to see if they have a reimbursement program. Most employers require that the student pay the college, and then the company reimburses the student. You may be able to use personal student loans to pay initially and then receive the reimbursement from your employer.
Federal Pell Grant
The Federal Pell Grant is awarded to students with financial need as determined by the FAFSA. Grants for part-time students will be based on number of hours enrolled. Pell Grant is limited to 12 semesters or its equivalent.

Tennessee Student Assistance Corporation Grant (TSAC)
TSAC is awarded to Tennessee residents with financial need as determined by the FAFSA. The student must be enrolled at least half time. Funds are limited, so it is important that Tennessee residents complete the FAFSA by February 1 each year. The award will be assigned to the first Tennessee school listed on the FAFSA. The award for full-time enrollment at Bethel University is $4,000. 

Federal Direct Loan Program
These government guaranteed loans are available to degree seeking students enrolled at least half-time. Payment begins six months after a student graduates or is no longer enrolled at least half-time.

Federal Parent Plus Loan Program (P.L.U.S.)
This Federal Education loan is designed for credit-worthy parents of undergraduate students. Parents may borrow up to the cost of attendance minus any financial aid the student may receive. Repayment of the Plus loan begins within 60 days of the final disbursement and has a repayment term of ten years. Beginning July 1, 2008, a parent borrower may choose to defer payments until six months after the student ceases to be enrolled at least half-time. If a parent is denied a Parent Plus loan, the student may be eligible for an additional Stafford Unsubsidized loan.